$1B+
10K +
Satisfied Small Businesses and Individuals.
Obtained by Previously Denied Applicants.
Highly Rated by customers on Trust Pilot.
Rated Excellent
Choose the plan that fits your financial goals.
The Credit Desk leverages 30 years of lending expertise to help clients improve credit scores and secure financing. Our proven track record shows thousands of clients successfully obtain home loans, business loans, and lines of credit. Contact a Credit & Lending specialist today for your personalized financial solution.
Here's how it works.
1
Free Consultation
Everyone's circumstances are unique. That's why we offer a free Discovery Call to discuss your situation and determine the best plan of attack.
2
We Get To Work
Unlike many Credit & Lending specialists, we challenge all negative items on the very first day. That means better results in a shorter period.
3
Quick Turnaround Time
Once we've outlined their plan, most clients see a dramatic improvement in their credit within 45 days. For business credit, you can expect to earn access to larger credit limits in as little as 30 days.
The Credit Desk is like a help desk for your credit. Poor credit health can seem like an insurmountable roadblock on the path to your financial future. That's where The Credit Desk comes in. Whether you're looking to secure a home loan, start or grow your business, or manage student loan debt, we have the tools and resources you need to accomplish your goals. With nearly 30 years of experience, The Credit Desk is here to work with you and for you to improve your credit situation and build the financial future you've always dreamed of.
Why choose Credit Desk?
"Alan Hayon is the G.O.A.T. in his industry. He should not be viewed as another credit repair guy. Alan is a magician. Here is what I suggest you do TODAY. Call Alan, then PAY HIM, and let him go to bat for you, your business and your family. Do it in that order: CALL, PAY, WATCH, and enjoy the journey. He deserves more credit than what I can give him, and mainly because he is not only a genius at what he does, but he is passionate about helping folks like you and me succeed, and live our dreams. I can hardly wait to tell my wife that we now have zero personal credit card debt. Z-E-R-O!"
John W.
Client Review
"Alan and The Credit Desk came highly recommended to me in order to improve my credit from good to very good. I was skeptical and nervous that The Credit Desk could get me there. When my 40 process was up, I was fearful of calling Alan to get results. When I did, I was astounded that Alan did everything he said he could do, and more. He not only profoundly improved my personal score but recommended I establish business credit, what it could do for me and and how to establish it at a high score." Read More...
Laurence V.
Client Review
"I've never experienced anyone like Alan and here's what I mean by that. His knowledge of credit and credit repair is unmatched and I've dealt directly with other agencies/companies in this field. More importantly, I've not run into a person with so much knowledge who makes time for everyone, no matter how small their needs might be. Alan spends time and has that very rare quality to make everyone with whom he engages feel like they and their situation is genuinely important to him. For credit issues, Alan is the expert I turn to."
Duke O.
Client Review
"Alan Hayon is the G.O.A.T. in his industry. He should not be viewed as another credit repair guy. Alan is a magician. Here is what I suggest you do TODAY. Call Alan, then PAY HIM, and let him go to bat for you, your business and your family. Do it in that order: CALL, PAY, WATCH, and enjoy the journey. He deserves more credit than what I can give him, and mainly because he is not only a genius at what he does, but he is passionate about helping folks like you and me succeed, and live our dreams. I can hardly wait to tell my wife that we now have zero personal credit card debt. Z-E-R-O!"
John W.
Client Review
John W.
Feedback from clients just like you
"For the first time, I’m correcting myself in saying, that this is legit, its real, and I would say, YES, he’s the real deal because I didn’t think anyone out there could do what they’ve done for him...E-V-E-R"
- The Jones Family
Frequently asked questions
We will evaluate what can be done to improve and change the information on your credit profile that is reducing your credit scores. Even the smallest changes can make the difference and bring better pricing on financing depending on the individual or business credit profile.
Most credit scoring models use five basic factors to calculate consumer credit scores. Each factor carries a different “weight” for how much it impacts your score.
- Credit history: 35%
- Utilization: 30%
- Length of use: 15%
- New applications: 15%
- Types of credit in use: 10%
There is no set number of points that will be deducted from your score for a single inquiry. The same inquiry from the same lender at the same minute can affect two people’s credit reports differently. In general, inquiries are a small part of your credit score (roughly 10%), and the stronger your score, the less likely one or two inquiries are to have an effect on your score. Be very careful about applying for new credit, a cell phone, insurance, or anything that might result in a credit check if you are in the process of getting a mortgage or Business loan. Sometimes a score drop of just a few points can drop your score below the range for the rate you are trying to get.
Two is a good number, though you can have many more and still maintain a strong credit rating. Generally, it’s a good idea to have at least four credit accounts of different types (for example, a mortgage, car loan, a major credit card and a retail card). Keep your credit cards active by using them periodically. It’s good to pay your bill in full each month to avoid finance charges. If you have a lot of credit cards already, don’t close them in the hopes that it will boost your credit score. Your score will actually drop if you close old accounts.
Feedback from clients just like you
"For the first time, I’m correcting myself in saying, that this is legit, its real, and I would say, YES, he’s the real deal because I didn’t think anyone out there could do what they’ve done for him...E-V-E-R"
- The Jones Family
Choose the plan that fits your financial goals.
The Credit Desk leverages 30 years of lending expertise to help clients improve credit scores and secure financing. Our proven track record shows thousands of clients successfully obtain home loans, business loans, and lines of credit. Contact a Credit & Lending specialist today for your personalized financial solution.
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